PoP Net

The Point of Pay network allows people everywhere - at home, in store or out and about - to make secure payments to anyone, anywhere, at anytime.

Transactions are authenticated using standard bank issued debit or credit cards and the customers PIN, in one of a range of PoP devices - just like using an EFTPOS terminal.

In the Point of Pay world the PoP device becomes the merchant’s terminal for the time of the transaction and the customer’s personal payment “hub”. Since the PoP Net is being deployed globally payments can be made to merchants anywhere.

The PoP device is only part of the Point of Pay story however.

Behind each customer device sits a secure PoP Gateway and network infrastructure connected to merchants, banks and financial switches in multiple markets.

Each PoP Gateway is built to both international and local market specific, financial industry system standards with fault tolerance and backup redundancy engineered in.

PoP Gateways are linked internationally and this functionality, and the systems high security and low cost, translates into benefits for everyone involved - consumers, merchants, card issuers and transaction acquirers alike.